Upstart – Fast personal loans with lower rates

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Upstart was the first personal lending platform to leverage artificial intelligence to price credit. The result is an loan automation process. It is important to highlight that Upstart has a strong credit performance and still maintains one of the highest consumer ratings in the industry.

This rating is performed by top consumer review sites. The company’s services go far beyond the innovative lending platform. It also provides financial technology services to banks, institutions and others.

This is really an innovative proposal and according to research, is working very well! Let´s know more details about Upstart personal loans?

Upstart personal loans

At Upstart personal loans you can borrow from $ 1000 up to $ 50,000 and the payments are fixed and monthly. Refunds vary from 36 months (3 years) to 60 months (5 years).

The reasons for the loan are the most varied and can be: debt consolidation, medical bills, home improvement, relocation, vacation, weeding, purchase a car or a home, start or expend a business or use for education.

Rates – Upstart personal loans

The interest rate range from 8.99% to 35.99% and no fee is charged in advance.

It is important to note that the rates available vary from state to state. Let’s look at an example. The loan for each U $ 1,000 loan, if repaid in 3 years and with APR of 20%, will be U $ 35 monthly.

If you still have questions, it is recommended that you visit the company website and make simulations through the online calculator that is available.

The application – Upstart personal loans

The application is made 100% online, through the Upstart website, and takes no more than 2 minutes! During the application will ask for personal and financial information, as well as what is the reason for the loan.

If you apply by 5pm, the money will be in your account on the next business day. It’s really an optimized system!

Am I eligible to apply for an Upstart personal loan?

To be eligible for the Upstart personal loan you must:

– have a U.S residential street address that you currently reside at

– not be residing in West Virginia or Iowa;

– be at least 18 years old (applicants from Alabama and Nebraska must be at least 19 years old)

– have a social security number;

– have a full time job, a full time job offer starting in 6 months, a regular part time job or another source of regular income;

– have a personal banking account at a U.S. financial institution with a routing transit number;

Advantages – Upstart personal loan

The Upstart personal loan has some benefices that can be quite interesting for anyone who is looking for a personal loan.

– É innovative

– Flexible Terms

– Fixed Rate Payment (no bad surprises)

– Easy and 100% online Application.

– Secure process

– No prepayment penalties

– Lower Rates

Useful Information – Upstart personal loan

Upstart personal loan


Telephone: (650) 204-1000

E-mail: [email protected]