WesBank Personal Loan – Loans from R5 000 up to R150 000

You are currently viewing WesBank Personal Loan – Loans from R5 000 up to R150 000

WesBank Personal Loan has fixed installments. If you are in search for a personal loan, it may be a good option. Wesbank has more than 40 years of experience and is one of the largest financial groups in Africa. It operates with more than 60 international brands, such as insurance companies and oil companies.

It aims to provide fixed-rate financing for the retail, corporate and public sectors. In addition, it offers services such as insurance, fleet management and others.

It is important to note that Wesbank is a division of FirstRand Bank Limited, which is considered the most innovative bank in South Africa and the second largest banking group (by market capitalization) according to JSE.

WesBank Personal Loan

It is possible to borrow from R 5,000 to R 150,000 and repayment of the amount must be carried out between 24 months and 72 months (6 years)


The fees for the WesBank Personal Loan are as follows:

– Interest rate of 25% up to 27.7%

– Fixed monthly service fee of R 69,00

If you have any questions, it is recommended that you visit their website and make simulations through the online calculator.

Let’s give a practical example! If you want to borrow R 50,000.00 to be paid in 60 months (5 years), the total you will pay monthly will be R 1,895.87. In the calculator, enter the value of the amount and choose the repayment period, so it will calculate the approximate monthly payment amount .

The interest rate is determined individually and, for this reason, it is a differential to have a good credit score.

The application 

The application can be done online or by phone. It is very fast and it is possible that you get the money in 24 hours (1 day) after signing the contract and approval.

What is required to make the WesBank Personal Loan?

For WesBank Personal Loan you need:

– Income of R4,500.

– ID number.

– Credit references.

– Bank account details (in which your salary is paid).

– Recent payslips.

– Physical address (not older that 3 months).

–Bank statements (last 3 months and consecutive).


Some benefits of WesBank Personal Loan should be reviewed by people who are in search of a personal loan. Let’s see below what these benefits are.

– You can choose what amount you want to borrow

– Flexible Terms

– Fixed monthly payments (no bad surprises)

– The money is fast. It often deposited within 24 hours or the same day as the application.

– The application can be done online or through the website

– No need collateral to secure your loan

– A highly secure and recognized company

– They will only give you access to a loan that according to your salary, you can afford. No need to worry.

Useful Information

Website: https://www.wesbank.co.za/wesbankcoza/calculate/personalloan

Telephone: 0861 937 265 | (011) 649 6000 |(011) 632 6000 ( 8:00 to 17:00 on weekdays)
Physical Address: WesBank, Enterprise Road, Fairland, 2170